If current trends continue, four years of college tuition, room, and board will run well into six figures at even a relatively affordable public institution.

At D.K. Brede Investment Management, we'll work to help you meet these rising costs through a variety of options. We can also help structure your own assets to maximize opportunities for financial aid according to the formula used by the federal government.

Certain types of assets, retirement accounts for example, are excluded from this formulation. Other assets in a child's name may adversely affect that eligibility. We'll work with you to help you understand all your options and how they'll impact your ability to effectively finance college tuitions in the years ahead.

Here are some of the tax-advantaged education savings plans that you can use so your loved ones can enjoy all the benefits that a quality education provides:

• 529 Plans (Qualified Tuition Programs)
• Custodial Accounts (UGMA/UTMA)
• Coverdell ESA